:root{
  --burgundy:#6f1d2b;
  --burgundy-dark:#4d121d;
  --ink:#1d2730;
  --muted:#5e6872;
  --paper:#ffffff;
  --soft:#f4f1ed;
  --line:#ded8d2;
  --gold:#b69255;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.55}
a{color:inherit}
.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{background:var(--burgundy-dark);color:#fff;font-size:.92rem}
.topbar .wrap{display:flex;justify-content:flex-end;padding:8px 0}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:92px}
.brand{text-decoration:none;display:flex;flex-direction:column;line-height:1}
.brand strong{font-family:Georgia,"Times New Roman",serif;color:var(--burgundy);font-size:1.72rem;letter-spacing:.01em}
.brand span{font-size:.78rem;color:var(--muted);margin-top:8px;letter-spacing:.12em;text-transform:uppercase}
nav{display:flex;align-items:center;gap:22px}
nav a{text-decoration:none;font-weight:700;font-size:.94rem}
nav a:hover{color:var(--burgundy)}
.button{display:inline-block;background:var(--burgundy);color:#fff!important;padding:12px 18px;border-radius:4px;text-decoration:none;font-weight:700}
.button:hover{background:var(--burgundy-dark)}
.menu-btn{display:none;background:none;border:1px solid var(--line);padding:9px 12px;font-size:1rem}
.hero{background:linear-gradient(115deg,rgba(77,18,29,.96),rgba(111,29,43,.88));color:#fff;padding:72px 0}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:#ead7ba}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.15}
h1{font-size:clamp(2.5rem,5vw,4.35rem);margin:.25em 0}
.hero p{font-size:1.16rem;max-width:700px;color:#f3e9e5}
.hero-note{background:#fff;color:var(--ink);padding:28px;border-radius:6px;box-shadow:0 18px 50px rgba(0,0,0,.18)}
.hero-note h2{color:var(--burgundy);margin-top:0}
.hero-note p{margin-bottom:0}
.section{padding:66px 0}
.section.soft{background:var(--soft)}
.section-head{max-width:760px;margin-bottom:32px}
.section-head h2{font-size:2.15rem;margin:0 0 10px;color:var(--burgundy)}
.section-head p{color:var(--muted);font-size:1.05rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{border:1px solid var(--line);border-top:4px solid var(--burgundy);padding:25px;background:#fff;text-decoration:none;transition:.15s transform,.15s box-shadow}
.card:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(0,0,0,.08)}
.card h3{margin:0 0 9px;color:var(--burgundy);font-size:1.3rem}
.card p{margin:0;color:var(--muted)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.callout{border-left:5px solid var(--gold);background:#fbf8f3;padding:22px 24px}
.text-link{color:var(--burgundy);font-weight:700}
.site-footer{background:#20262b;color:#e9ecef;padding:44px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px}
.site-footer h3{margin-top:0;color:#fff}
.site-footer p{color:#c7cdd2}
.footer-bottom{border-top:1px solid #3a4249;margin-top:30px;padding-top:20px;color:#aeb6bd;font-size:.85rem}
.page-hero{background:var(--soft);border-bottom:1px solid var(--line);padding:50px 0}
.page-hero h1{font-size:2.7rem;color:var(--burgundy);margin:.1em 0}
.placeholder{border:2px dashed #c9bfb6;background:#faf8f6;padding:28px;margin-top:25px}
@media(max-width:900px){
  .hero-grid,.split,.footer-grid{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr 1fr}
  .menu-btn{display:block}
  nav{display:none;position:absolute;top:92px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}
  nav.open{display:flex}
}
@media(max-width:620px){
  .wrap{width:min(100% - 28px,var(--max))}
  .cards{grid-template-columns:1fr}
  .hero{padding:48px 0}
  .topbar{display:none}
  .brand strong{font-size:1.4rem}
}

/* Expanded homeowner resource pages */
.page-eyebrow{color:var(--burgundy)}
.page-hero p{max-width:820px;color:var(--muted);font-size:1.08rem;margin-bottom:0}
.content-narrow{max-width:900px}
.draft-banner{background:#f7f2e8;border:1px solid #dac99f;border-left:5px solid var(--gold);padding:14px 18px;margin-bottom:34px;font-size:.94rem}
.content-section{padding:0 0 38px;margin:0 0 38px;border-bottom:1px solid var(--line)}
.content-section:last-child{border-bottom:0;margin-bottom:0;padding-bottom:0}
.content-section h2{color:var(--burgundy);font-size:2rem;margin:0 0 18px}
.content-section h3{color:var(--burgundy);font-size:1.25rem;margin:26px 0 8px}
.content-section p{margin:0 0 16px}
.help-list,.definition-list{padding-left:22px;margin:18px 0}
.help-list li,.definition-list li{margin:0 0 14px;padding-left:5px}
.important-box{background:#fbf8f3;border-left:5px solid var(--burgundy);padding:18px 20px;margin:22px 0}
.review-box{font-size:.88rem;padding:10px 14px;margin:14px 0 20px;border-radius:3px}
.attorney-review{background:#fff3e7;border:1px solid #e0bd94;color:#6a431d}
.staff-review{background:#f3f6f8;border:1px solid #c8d1d8;color:#43505a}
.method-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:25px 0}
.method-card{border:1px solid var(--line);border-top:4px solid var(--burgundy);padding:22px;background:#fff}
.method-card h3{margin-top:0}
.method-card address,.address-block{font-style:normal;line-height:1.65}
.muted-button{opacity:.72;cursor:default}
.inline-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:22px}
.text-button{display:inline-block;padding:10px 14px;color:var(--burgundy);font-weight:700;text-decoration:none;border:1px solid var(--burgundy);border-radius:4px}
.action-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.action-card{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);padding:24px;min-height:190px}
.action-card h3{color:var(--burgundy);margin:0 0 10px;font-size:1.28rem}
.action-card p{color:var(--muted);margin:0 0 18px}
.action-card span{color:var(--burgundy);font-weight:700}
.pending-card{background:#faf8f6}
@media(max-width:900px){.method-grid{grid-template-columns:1fr}.action-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.action-grid{grid-template-columns:1fr}.content-section h2{font-size:1.7rem}.section{padding:48px 0}}

/* V3 grouped FAQ */
.faq-jump{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 38px}.faq-jump a{border:1px solid var(--line);padding:9px 12px;text-decoration:none;color:var(--burgundy);font-weight:700;border-radius:4px;background:#fff}.faq-group{margin:0 0 44px}.faq-group>h2{color:var(--burgundy);font-size:2rem;border-bottom:1px solid var(--line);padding-bottom:12px}.faq-item{border:1px solid var(--line);background:#fff;margin:0 0 10px}.faq-item summary{cursor:pointer;padding:17px 20px;font-weight:700;color:var(--ink);list-style:none}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";float:right;color:var(--burgundy);font-size:1.25rem}.faq-item[open] summary:after{content:"–"}.faq-answer{padding:0 20px 18px;color:var(--muted)}.faq-answer p{margin:0}.faq-answer .review-box{margin-top:14px;color:inherit}@media(max-width:620px){.faq-jump{display:grid;grid-template-columns:1fr}.faq-group>h2{font-size:1.7rem}}


/* V4 Manager & Board resource center */
.manager-grid{grid-template-columns:repeat(3,1fr)}
.numbered-cards{display:grid;gap:14px;margin:22px 0}.step-card{display:grid;grid-template-columns:48px 1fr;gap:18px;border:1px solid var(--line);padding:20px;background:#fff}.step-card h3{margin:2px 0 7px;color:var(--burgundy)}.step-card p{margin:0 0 12px}.step-number{width:42px;height:42px;border-radius:50%;background:var(--burgundy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.1rem}.compact{margin:12px 0}.check-list{list-style:none;padding:0;margin:20px 0}.check-list li{padding:11px 12px 11px 42px;border-bottom:1px solid var(--line);position:relative}.check-list li:before{content:"✓";position:absolute;left:12px;color:var(--burgundy);font-weight:700}.save-time{border:1px solid #d9c89d;background:#fbf8f3;padding:24px}.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;background:var(--burgundy);color:#fff;padding:5px 8px;border-radius:3px;margin-bottom:8px}.process-flow{display:flex;align-items:stretch;gap:10px;margin:26px 0;overflow-x:auto}.process-flow>a,.process-flow>div,.process-flow>span,.process-flow>strong{min-width:135px;border:1px solid var(--line);padding:16px 12px;background:#fff;text-align:center;text-decoration:none;display:flex;flex-direction:column;justify-content:center}.process-flow>b{display:block}.process-flow a b{color:var(--burgundy);font-size:1.25rem}.compact-flow>*{min-width:auto!important}.manager-action{background:#f3f6f8;border-left:5px solid #8093a0;padding:16px 18px;margin:18px 0}.manager-action p{margin:6px 0}.role-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.role-grid>div{border:1px solid var(--line);padding:20px}.role-grid h3{margin-top:0;color:var(--burgundy)}.scenario-list>div{border-bottom:1px solid var(--line);padding:5px 0 24px;margin-bottom:24px}.scenario-list h3{color:var(--burgundy);font-size:1.35rem}.quick-table{border:1px solid var(--line)}.quick-table>div{display:grid;grid-template-columns:1fr 1fr;gap:20px;padding:13px 16px;border-bottom:1px solid var(--line)}.quick-table>div:last-child{border-bottom:0}.quick-table span{color:var(--muted)}.future-box{background:#eef3f5;border:1px solid #b9c9d0;border-left:6px solid #607d8b;padding:25px;margin-bottom:42px}.future-box h2{color:var(--burgundy);margin-top:5px}.report-mock{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line)}.report-mock>div{padding:16px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;flex-direction:column}.report-mock span{color:var(--muted);font-size:.92rem;margin-top:4px}.report-mock .wide{grid-column:1/-1}.download-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.download-card{display:grid;grid-template-columns:58px 1fr;gap:16px;border:1px solid var(--line);padding:20px;background:#fff;margin:16px 0}.download-card h3{margin:0 0 7px;color:var(--burgundy)}.download-card small{display:block;color:var(--muted);margin-top:12px}.file-icon{display:flex;width:50px;height:58px;align-items:center;justify-content:center;background:var(--burgundy);color:#fff;font-weight:700;font-size:.75rem}.card-actions{margin-top:16px!important}
@media(max-width:1100px){nav{gap:13px}nav a{font-size:.84rem}.header-inner{gap:16px}.brand strong{font-size:1.5rem}}
@media(max-width:900px){.manager-grid,.role-grid,.download-grid{grid-template-columns:1fr}.process-flow{flex-direction:column}.process-flow>*{min-width:0!important}.quick-table>div{grid-template-columns:1fr}.report-mock{grid-template-columns:1fr}.report-mock .wide{grid-column:auto}}


/* V5 staff-review refinements */
.brand-logo{display:flex;align-items:center;min-width:330px;text-decoration:none;flex:0 0 auto}
.brand-logo img{display:block;width:360px;max-width:32vw;height:78px;object-fit:contain;object-position:left center}
.hero-note p{color:#4f555b} /* overrides light hero paragraph color inside white card */
.site-footer a{color:#fff}
.site-footer a:hover{color:#ead7ba}
.email-note{font-size:.9rem;color:var(--muted);margin-top:10px!important}
.contact-details{margin:18px 0}
.contact-actions{margin-top:30px}
@media(max-width:1100px){.brand-logo img{width:245px}.brand-logo{min-width:215px}}
@media(max-width:900px){.brand-logo img{width:245px;max-width:60vw;max-height:60px}.brand-logo{min-width:0}}
@media(max-width:620px){.brand-logo img{width:215px;max-width:68vw}.header-inner{min-height:76px}}

/* V6 global attorney-review changes */
.attorney-status-notice{background:#fff1f1;border:1px solid #c94b4b;color:#9d2020;padding:14px 16px;margin:0 0 26px;font-size:.92rem;line-height:1.55}
.attorney-status-notice span{font-size:.86rem}
.legal-disclaimer{border-top:1px solid #3a4249;margin-top:30px;padding-top:20px;color:#c7cdd2;font-size:.82rem;line-height:1.55}
.legal-disclaimer + .footer-bottom{margin-top:18px}
.portal-panel{border:1px solid var(--line);background:#fff;padding:32px}
.portal-panel h2{color:var(--burgundy);margin-top:8px}
.portal-login-mock{max-width:480px;display:grid;gap:14px;margin-top:28px}
.portal-login-mock label{display:grid;gap:6px;font-weight:700}
.portal-login-mock input{padding:11px 12px;border:1px solid var(--line);background:#f4f4f4}
.portal-login-mock .button{justify-self:start;opacity:.55;cursor:not-allowed}

/* V6.1 header refinement */
@media(min-width:1101px){
  .header-inner{gap:34px;min-height:104px}
  .header-inner nav{flex:1;display:grid;grid-template-columns:repeat(7,max-content) max-content;align-items:center;justify-content:space-between;column-gap:18px}
  .header-inner nav a{white-space:nowrap}
  .header-inner nav a.button{justify-self:end}
}
@media(min-width:901px) and (max-width:1100px){
  .brand-logo{min-width:255px}
  .brand-logo img{width:275px;max-width:27vw;height:66px}
}
@media(max-width:900px){
  .brand-logo img{width:270px;max-width:66vw;max-height:68px}
}
@media(max-width:620px){
  .brand-logo img{width:250px;max-width:70vw}
  .header-inner{min-height:86px}
}

/* V6.2 logo fix: source artwork cropped to remove large vertical blank margins. */
@media(min-width:1101px){
  .brand-logo{min-width:360px}
  .brand-logo img{width:360px;max-width:32vw;height:auto;max-height:82px}
}
@media(min-width:901px) and (max-width:1100px){
  .brand-logo{min-width:280px}
  .brand-logo img{width:300px;max-width:29vw;height:auto;max-height:72px}
}
@media(max-width:900px){
  .brand-logo img{width:300px;max-width:68vw;height:auto;max-height:72px}
}
@media(max-width:620px){
  .brand-logo img{width:285px;max-width:70vw;height:auto;max-height:68px}
}

/* V6.2 Meet & Confer structure from attorney review */
.meet-confer-paths{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:26px 0 34px}
.meet-confer-path{display:block;border:2px solid #6f8da5;padding:22px 24px;text-decoration:none;background:#fbfcfd}
.meet-confer-path h2{margin:0 0 8px;color:var(--burgundy)}
.meet-confer-path p{color:var(--text);margin:0 0 12px}
.meet-confer-path span{font-weight:700}
@media(max-width:700px){.meet-confer-paths{grid-template-columns:1fr}}